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Friday, 17 August 2018

The money Charity monthly figures



 The Money charity figures for last month.Take a few on the site


Striking numbers 
  • £19.97: The fall in Debt growth per adult in June
  • 0.75%: The new Bank of England base rate
  • £65m: The fall in Public Sector Net Debt per day in 2018.
  • 106%: The average First Time Buyer deposit compared to average salary
  • £2,650The increase in net lending to individuals a day.
  • 44: The amount of bankruptcies per day in June.
  • 32The amount of mortgage possession orders per day in June.
  • 0.2%The average Instant account rate (highest in almost 2 years).
  • 1.4%: The increase in house prices on last month.

Thursday, 16 August 2018

Managing risk the viewpoint

I remember the first time I had the opportunity to stand behind a shop till. It was a newsagents. I was a paper boy. An emergency took place and the shop manager said "you cover the counter while I deal with this situation." Apart from the buzz for a child to be in control of a shop, I had never dealt with cash before, I was terrified.

But the lasting impression about that situation was; I saw the shop from a different viewpoint.

Years of paper rounds delivering in the local village, leaning on the counter, several visits each day, I had got used to seeing the shop from one side the customer side.

Now I was seeing the other side. It was strange.

If you have lived in the same house for a long time and you haven't been in the garden of next door then when you do go and visit -its strange because you are seeing it from a different eye, a different perspective!

Looking at "risks" is to some extent looking from a different angle.

While you might have a insight, the rest of your team might not!
To move forward in risk management there is a need to have everyone increase their awareness.

With change like behaviour it might take time, but as you carry on, others will see this new perspective and what a benefit it could be. A disaster missed, a more efficient office, no loss or a catastrophe averted.  

Wednesday, 15 August 2018

kierkegaard meets the emerging Church

looking back to a post some years ago

Old post Kierkegaard meets the emerging Church



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Made it to Kelso


Yes we made it to Kelso a few days ago and it was dry. The locals were saying that they heard it had been a realy dry summer in Perth! I was taken by the Kelso sqaure and the locallity. Nice walk a long the river. Might try and make it back again.

Tuesday, 14 August 2018

Lauder hills and stunning countryside.




Great views at the week end as we walked the hills at Lauder near Whitlaw and Pitmuir farms.


Lauder has a caravan and camping site south of the town in the grounds of Thirlestane Castle.

Monday, 13 August 2018

Didnae make it.


 With the weather looking wet we half planned a trip to Dundee.  But at the last minute we headed south with the tent to Lauder.  We had a good few days of dry weather. This picture above is Dalkeith country park.

 Now look for the crane in this picture. (Kelso )



Sunday, 12 August 2018

Still looking out..!

 
Still looking out for people who live in the Highlands to complete a small questionnaire. Thanks.

  Details with link top right of blog.

Sunday again

Hi 

Today is another rest day.





What ever comes from thee-Kierkegaard prayer, translated in to AV English.

What ever comes from thee


Father in heaven! Let us consider that whatever happens to us, this comes from Thee, and that of whatever comes from thee nothingis able to harm us, no, no, it can only be of benefit.

Friday, 10 August 2018

She is a beauty.


She is a beauty, The Forth bridge, the railway bridge. despite there being three in a small area of Queensferry, she is the one which stands proud.

The Forth bridge stands 110 meters above the sea and opened in March 1890. See link for furhter details.

 

Thursday, 9 August 2018

Crop rotation! Nah.





I am not promoting Costa, in fact I seldom have coffee now which is a great loss. I really enjoyed a seat with a cuppa and with or with out company and the time to think about things. In Perth there are three Costas High street, Inveralmond estate near Marks and Spencers and the one closet to me At Broxden Round about. A drive in!

There are certain aspects to life that we do regularly, habits, behaviours. 
These times can be helpful and provide a sense of safety. other times we need to push through and do something new because we have become trapped in the routine. Smoking, drinking , coffee or whatever can take a grip of oneself.

Kierkegaard  talks about rotation (a bit like crop rotation) and the reoccurring behaviour. Things can repeat themselves. I heard folks talk about things coming round in threes a sign of the pagan past. But the mind can look for these three things. A bit like when you are on the road looking for a land rover defender and once you start looking for them there would seems to be lots. This might purely be because of your focus. I have heard too the line about looking for the best in people.

Any way Hebrews 12:1 New International Version (NIV) says Therefore, since we are surrounded by such a great cloud of witnesses, let us throw off everything that hinders and the sin that so easily entangles. And let us run with perseverance the race marked out for us,...

New International Version (NIV)

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Wednesday, 8 August 2018

Dundee here we come?...






The plan was to have a few days camping, however things have not been working well towards this aim. Now the weather looks a bit iffy. Confirmation of what to do has been held off till team meeting post lunchtime today.


 My thought for today, after you have completed the questionnaire comes from Kierkegaard and I translate in to mid Scots.

Is this the way to Dundee?
yes in deed this is the way to Dundee but you are facing the wrong way.

Have a mindfulness think about it.
You might be on the right track but somehow your knowledge of being on the road has blocked you from seeing in which direction you should be going.

Here's to the right path and the right direction ...and that includes me.